Direct answer

A Community Development District can finance and maintain infrastructure or community services. Its assessments may appear on the property-tax bill or through another disclosed charge. CDDs are common in growing Northeast Florida communities, especially parts of St. Johns, Clay, Nassau, Duval, and Flagler counties.

The applicable assessment belongs in the housing expense and affordability discussion. Buyers should verify the current amount, payment method, duration, and whether separate HOA or sub-association dues also apply.

What does this mean for a Northeast Florida buyer?

CDD assessments are especially relevant in Northeast Florida's master-planned growth corridors. St. Johns County communities and expanding areas of Clay, Nassau, Duval, and Flagler counties can combine a CDD with HOA, master-association, or sub-association charges. Verify every recurring obligation for the actual lot.

Primary sources

Where can you verify the framework?

  1. Chapter 190: Community Development DistrictsFlorida Legislature · Accessed August 13, 2026
  2. CDD public-financing disclosure requirementsFlorida Legislature · Accessed August 13, 2026